David Garretson

NMLS # 91798

985-951-2230

dave@mycrescentcity.com

David Garretson Senior Loan Officer

Blog

Merry Christmas

Merry Christmas

With Christmas fast-approaching, all of us at Crescent City Home Mortgage would like to wish you a Merry Christmas! We hope that this week you'll be surrounded by family, friends and loved ones while enjoying time together and making great memories.  It’s

Dec 22, 2022 |

How To Avoid Being House Poor

How To Avoid Being House Poor

Since buying a home is one of the biggest financial investments most people ever make, if you're are not careful, you can get in over your head. This can result in a status of being “house poor,” or spending way more on housing costs than you can afford.

Dec 20, 2022 | Refinancing a Home

How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be able to afford the loan. While prices may have slowed

Dec 13, 2022 | Purchasing a Home

The Ultimate Mortgage Pre-Approval Document Checklist

The Ultimate Mortgage Pre-Approval Document Checklist

If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre

Dec 06, 2022 | Purchasing a Home

Can’t Quite Afford a House Yet? Consider a Co-Borrower

Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. In fact, since 2020, the percentage of young adult buye

Nov 29, 2022 | Purchasing a Home

Happy Thanksgiving

Happy Thanksgiving

Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients. All of us at Crescent City Home Mortgage would like to wish you a Happy Thanksgiving and to let you know how much you mea

Nov 24, 2022 |

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