David Garretson

NMLS # 91798

985-951-2230

dave@mycrescentcity.com

David Garretson Senior Loan Officer
The ABCs of Home Loan Options: A Guide for Teachers and Educators

The ABCs of Home Loan Options: A Guide for Teachers and Educators

Buying a home is a significant milestone in anyone's life, but for educators, the journey might feel like a complex lesson plan. Thankfully, there are tailored home loan options designed to make this process smoother for teachers who dedicate their lives

Mar 19, 2024 | Purchasing a Home

Using the FHA 203(k) Loan to Renovate Your Home

Using the FHA 203(k) Loan to Renovate Your Home

Are you envisioning the transformation of your outdated fixer-upper into the home of your dreams? Are you on the hunt for a house with hidden potential, but concerned about the financial burden of renovations? Look no further, my friend. Allow me to intro

Mar 12, 2024 | Refinancing a Home

The Impact of Your Credit Score on Interest Rates

The Impact of Your Credit Score on Interest Rates

In the intricate dance of acquiring a mortgage, your credit score takes center stage, dictating the interest rate that can either make your dreams of homeownership a reality or a financial challenge. Understanding the dynamics between your credit score an

Mar 05, 2024 | Interest Rates

Mortgage Assistance Programs for First-Time Buyers

Mortgage Assistance Programs for First-Time Buyers

Let's explore how mortgage assistance programs can help you obtain the funding to turn your dream into a reality. The Pursuit of Homeownership Imagine the thrill of stepping into your very first home—a space that's yours to make your own. For firs

Feb 27, 2024 | Purchasing a Home

The Pros and Cons of Biweekly Mortgage Payments

The Pros and Cons of Biweekly Mortgage Payments

Embarking on the exciting journey of homeownership involves making pivotal decisions, and one such decision is the frequency of your mortgage payments. Should you stick to the conventional monthly plan, or would the increasingly popular bi-weekly schedule

Feb 20, 2024 | Purchasing a Home

7 Things to Know Before Buying Your Dream Vacation Home

7 Things to Know Before Buying Your Dream Vacation Home

Embarking on the journey to purchase your dream vacation home is an exciting and rewarding endeavor. However, before you dive into the world of sunsets and serenity, there are essential aspects to consider. Let's unravel the seven things you should know b

Feb 13, 2024 | Purchasing a Home

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