David is great! He helped us get our loan closed when we were turned down last minute by our bank and had it all done within two weeks. If it wasn’t for him we most likely wouldn’t have gotten the house we wanted. I will be forever greatful for his help. He has also called us when rates have dropped and lowered us into a 20 year loan instead of the 30 year we started with. I would refer David to anyone. I will never go through anyone else in the future except for David.